Capital one vs chase reddit.

Chase Quick Pay is a banking tool you use to send money to almost anyone in the United States who has a bank account. While there are a few steps required to set it up, it’s designed to be user-friendly once your account is set up for it.2 Jun 2023 ... We put the Amex Platinum Card, Capital One Venture X, and the Chase Sapphire Reserve head to head to head to see which premium travel credit ...I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.Closed out WF and US Bank for non-use. Discover, Ally, and Capital One offer periodic bonuses, so I swap money between them occasionally. Netspend has $1000 earning 5% as well. I want to get rid of chase as well to churn bonuses, but I literally just got away from chase's mortgage to qualify and my damn mortgage got sold BACK to Chase...

Closed out WF and US Bank for non-use. Discover, Ally, and Capital One offer periodic bonuses, so I swap money between them occasionally. Netspend has $1000 earning 5% as well. I want to get rid of chase as well to churn bonuses, but I literally just got away from chase's mortgage to qualify and my damn mortgage got sold BACK to Chase...Chase Freedom Flex - 5x on quarterly rotating categories (up to $1,500 per quarter in spending; then 1x), which sometimes includes grocery stores. The Chase Sapphire Reserve and Chase Sapphire Preferred Card - 3x and 2x on grocery stores respectively from Nov. 1, 2020, through April 30, 2021.Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card.

Capital One Venture X. Chase Sapphire Reserve. Annual fee. $395 (see rates and fees ). $550. Welcome bonus. Earn 75,000 bonus miles after you spend $4,000 in the first three months of account opening. Earn 60,000 bonus points after you spend $4,000 in the first three months of account opening. Earning rate.If you travel frequently, the Capital One Venture X offers an incredible return: 10X miles on hotels and rental cars and 5X miles on flights, all when booked through the issuer's travel portal. For any other purchase, non-travel or travel-related, you'll still earn 2X miles. On the other hand, the Chase Sapphire Preferred® Card seems to be the better option for consumers who have a mix of ...

Alliant Credit Union: Best credit union. Ally Bank: Best bank; best money market account. Capital One 360: Best online banking experience. Charles Schwab Bank: Best bank or credit union for ATM ...2x miles on all other purchases. As we mentioned earlier, Capital One miles are worth 1.8 cents per mile, which translates to a maximum return on spending of 9%. You’ll also find that the Capital One Venture card earns at least 2x miles on purchases, which guarantees a minimum return on spending of 3.6%.The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days. After doing their online form, Capital One said I was pre-approved for all their cards - they recommended the SavorOne and Quicksilver. I was going to choose the SavorOne because I do use food delivery about once a week on average, so the dining and grocery benefits would likely come to use. Chase Freedom Unlimited seems to have pretty much the ...

Add a Comment. chittychitty-wootwoo • 5 hr. ago. I’ve applied to Delta, American, JetBlue, frontier, spirit, southwest, Alaska and United! I’ve heard from Delta, American, JetBlue and frontier. I heard back from United made it to the f2f but received a tbnt. I say apply to as many as you can and while waiting for responses research them ...

CSP comes with $50 travel credit making AF effectively $45 and CSR travel credit $300 making effective AF $250. You need to look at other benefits like lounge access and PYB and 10x travel with CSR to see if it's worth that difference of $205 to you. The point being...by itself neither card is a great everyday travel card.

With Capital One I can wipe away any type of travel spend (portal or non-portal), like Uber, Airbnb, hotel, airlines, on my Venture X card with miles at a 1:1 value. In order to get the bonus multiplier value with the Chase UR points, you have to book travel through the portal with them, which is significantly more restrictive than just being able to wipe away spending.Travel Portal Multipliers are kinda same for both CSR and VentureX. With CSR, effective annual fee is $250 (I hardly use other benefits) but with Venture X, it is -$5. Spending: Travel: $4000+ Annually (Use CSR) Dining: $200-$300 Monthly (Use CSR or CFF/Discover for 5% cycle) Grocery: $100-$200 Monthly (Use Amex Blue Cash or CFF/Discover for 5% ...You're comparing a three-card system with a $95 AF to a two-card system with a $375 AF (even if those aren't the true effective fees). The better comparison would be Venture and Savor One vs. the trifecta. Chase still has better transfer partners if you want to go that route instead of portals or purchase eraser.4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...The Chase Slate Edge credit card isn’t a rewards credit card, so don’t expect cash back or travel rewards. However, it offers a lengthy 0% intro APR for the first 18 months on purchases and ...

You're comparing a three-card system with a $95 AF to a two-card system with a $375 AF (even if those aren't the true effective fees). The better comparison would be Venture and Savor One vs. the trifecta. Chase still has better transfer partners if you want to go that route instead of portals or purchase eraser.At a glance: Chase Freedom Unlimited® vs. Capital One Quicksilver Cash Rewards Credit Card. Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 5% (minimum $5) thereafter. 3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time.You want to save on cash deposit fees: Both Chase Business Complete Banking and Capital One Basic Checking offer a monthly cash deposit allowance of $5,000.However, Capital One’s excess cash deposit fee is slightly cheaper than Chase’s. Each month, Capital One charges $1.00 for every $1,000 deposited after the limit, …The Capital One Venture Rewards has an annual fee of $95. The identical annual fees on the Chase Sapphire Preferred and Capital One Venture Rewards cards aren't bad considering that many value ...4.10% APY. 4.10% APY. For more details: See our post on Ally CD rates. See our post on Capital One CD rates. + Click here for analysis of Ally and Capital One 360's CDs. Both have competitive APYs ...4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...You can contact Mazda Capital Services (Chase Financing) at (800) 336-6675 for loans and (800) 227-5151 for leases. You can also create an online account at the Chase website. Mazda Capital Services is a program provided by Chase that allow...

When you go to the dealership, bring your Cap One pre approval letter, your 3 most recent paystubs, proof of residence (a utility bill or credit card statement from the last 30 days) and proof of insurance. It will help speed up the process for you. Also, GAP insurance is a must but don’t buy the extended warranty.

I prefer them over CapitalOne because Ally allows for a much higher mobile check deposit limit of $50K/day whereas CapitalOne is only $5K/day or $10k/month. Furthermore, Ally offers $10/month ATM fee reimbursement while CapitalOne does not.If you travel frequently, the Capital One Venture X offers an incredible return: 10X miles on hotels and rental cars and 5X miles on flights, all when booked through the issuer's travel portal. For any other purchase, non-travel or travel-related, you'll still earn 2X miles. On the other hand, the Chase Sapphire Preferred® Card seems to be the better option for consumers who have a mix of ...Chase can basically do everything Cap1 can do when it comes to Travel partners. Cap1 is also a little harder to build points if you don't have high spending. You can churn a bunch of chase points with the 3 business inks (premier doesn't transfer to partners), and sapphire preferred. Chase gives you an extra 30 days, but Capital One will cover much larger purchases - up to $10k per claim compared to $500. The only real retail benefit missing from both cards, Price Protection, is a benefit that's been largely phased out over the past 5-7 years across most major credit cards.Unless you have other Chase cards, the Sapphire Preferred is not worth it, in my opinion. On the other hand, the Capital One Venture X is has great value and would be worth it if you travel at least once a year. Now, this might be a stretch, but if your looking for a no-annual fee card, the BILT Mastercard issued by Wells Fargo might be worth a ...Capital One Travel offers a price match guarantee within 24 hours of your purchase if you find a better price for your flight, hotel, or rental car on another website.. Start the process by calling Capital One Travel at 844-422-6922 to begin your claim. The agent will attempt to verify the lower price while on the phone with you, and if they’re …Capital One and Chase may be good for credit cards, but would strongly recommend finding either a local credit union (if you want a physical branch near you) or an online only bank like Ally. Both will have significantly lower fees and pay better interest rates. The only time I would recommend Chase or Capital One as a bank would be for businesses.

Citi Double Cash CardDiscover it Cash BackChase Freedom UnlimitedCapital One QuicksilverCapital One Venture ... or higher. On top of that, the Costco Credit Card ...

The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the points it earns are worth 25%...

With the Citi Premier® Card, there’s a 21.24% - 29.24% variable APR on purchases and balance transfers. And with the Chase Sapphire Preferred® Card: 21.49%-28.49% variable APR on purchases and ...Forward-Resort9246 • 10 mo. ago. Both card have low limit, so you are looking for lower level card like CFF/CCC. CSP is minimal approval for $5k, Venture/X is minimal 7.5k/10k. Id ask for CLI see if you are in the right bucket. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth ...yeah this is interesting to hear. I never had a secured card, but capital one offered me the “platinum” card with a $300 limit with no credit. This is by no means a good card but still. After a few months my limit was increased by $1000 and i secured another capital one card with slightly better rewards and a higher limit.Depends on how much you value chase points vs Capital one points. It's a great duo tho with a decent sub so you really can't go wrong either way. both Freedoms also get 3% back on dining, which works out to 3.75% when combined with the CSP, so numbers wise you're better off keeping the CSP for dining.TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points …The best trip delay protection credit cards. Capital One Venture X Rewards Credit Card: Best for those loyal to Capital One. Chase Sapphire Reserve: Best for overall travel protection. Chase Sapphire Preferred Card: Best for overall travel protection with a sub-$100 annual fee. The Platinum Card® from American Express: Best for earning and ...Citi Prestige ® Card: Citi Premier ® Card: Citi ® Double Cash Card: Annual fee: $495 $95 $0 Intro bonus: N/A Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening; Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions …The Capital One Venture card offers straightforward rewards earning on all purchases, a Global Entry/TSA PreCheck application fee credit of up to $100, and decent travel insurance. The Chase Sapphire Preferred is the clear winner in this showdown. Check out our detailed comparison for more insight.The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. This fee may be worth ...Capital One Travel offers a price match guarantee within 24 hours of your purchase if you find a better price for your flight, hotel, or rental car on another website.. Start the process by calling Capital One Travel at 844-422-6922 to begin your claim. The agent will attempt to verify the lower price while on the phone with you, and if they’re …Best Banks of 2023. Capital One Bank: Best online checking account. Chase: Best for a large branch network. Axos Bank: Best for online account options. Discover Bank: Best for doing all of your ...When you redeem your points for trips you get 1.25x on Chase Sapphire, and 1.5x on Sapphire Reserve. So if you have, say 80,000 points, you can book trips for ~$1,000 with the Chase Sapphire, whereas on Capital One that 80,000 points is only worth $800.

Capital One vs. Chase | Best NATIONAL Bank in 2022Click “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Cards BEST Credit Cards...Specifically, before I dive into applying for something like the Capital One Venture X card, I want to make sure I’m actually getting something out of it. For example, the 10X miles on hotels and $300 annual travel credit offered by Capital One only applies for things booked through Capital One Travel.Closed out WF and US Bank for non-use. Discover, Ally, and Capital One offer periodic bonuses, so I swap money between them occasionally. Netspend has $1000 earning 5% as well. I want to get rid of chase as well to churn bonuses, but I literally just got away from chase's mortgage to qualify and my damn mortgage got sold BACK to Chase...The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the …Instagram:https://instagram. cyclone rake owner's manual pdf4x8 styrofoam sheets home depotu haul trailer sizes ratesceline centino The annual fee for AMEX Gold falls to $10. Assuming you would use the $50 hotel credit chase gives you every year your annual fee for CSP would fall to $45. CSP gives 2% more back for travel. AMEX Gold gives 1% more back for groceries/restaurants. The CSP costs $35 more if you use all of the credits for both. mosti funeral home sunset chapel obituariespizzas artesanales near me The $95 fee only means that you'd have to spend $9500 per year in total to breakeven with the Savor rather than the Savor One. You would not need to spend an additional $9500. Venture X. Travel credit is easy to use. $0 effective annual fee after travel credit and anniversary bonus. Primary rental car coverage. descargar gratis exhale The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the points it earns are worth 25%...A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you receive an offer to co Jun 21, 2023 · Capital One Venture X. Chase Sapphire Reserve. Annual fee. $395 (see rates and fees ). $550. Welcome bonus. Earn 75,000 bonus miles after you spend $4,000 in the first three months of account opening. Earn 60,000 bonus points after you spend $4,000 in the first three months of account opening. Earning rate.